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The Agency that makes EXCELLENCE their FIRST priority when INSURING your family!
Even if you don’t own your home it is still filled with all the personal belongings you do own. Homeowners aren’t the only people who need to protect their property. Renters insurance gives tenants the peace of mind they deserve when renting a home or an apartment. Every renter should have a renter’s insurance policy to protect themselves and their personal belongings. The licensed insurance agents at Excellence First Insurance will help you find protection you can trust.

Renter’s Insurance is Affordable!

Renter’s insurance is an affordable way to protect yourself and your belongings from the costs that arise from unexpected injuries or damages. Many policies are available for only a few dollars per month! The cost of your renter’s insurance policy will vary based on the level of coverage you choose.

Why Do Renters Need Renter’s Insurance?

If you are renting a home or an apartment you need renter’s insurance to protect you from financial loss arising from damages to your personal belongings, injuries of other people, and living expenses in the event of a catastrophic event. Many landlords and apartment complexes also require their tenants to carry renter’s insurance.

Types of Renter’s Insurance Coverage

Personal Property Coverage

Personal property coverage provides protection for personal belongings such as clothing, furniture, electronics, appliances, and more. Your landlord’s property insurance provides coverage for the home or apartment and their property, but it won’t cover theft or damages to your personal property. Personal property coverage pays for the cost of repairing or replacing your personal property up to your policy’s coverage limits.

Personal Property Coverage

Personal property coverage provides protection for personal belongings such as clothing, furniture, electronics, appliances, and more. Your landlord’s property insurance provides coverage for the home or apartment and their property, but it won’t cover theft or damages to your personal property. Personal property coverage pays for the cost of repairing or replacing your personal property up to your policy’s coverage limits.

Additional Living Expenses (ALE) Coverage

If the property you are renting becomes uninhabitable and you need to relocate, you can receive reimbursement for additional living expenses (ALE) such as the cost of a hotel room, meals, and clothing.
Our licensed insurance agents carefully review the details of your renter’s insurance policy to ensure you understand the coverage you have. Contact Excellence First Insurance today to have one of our licensed agents help you find the coverage you need within your budget!

Ready for your insurance review? Call or fill out the form below to request an appointment.

What Do You Want To Insure?

“The Agency that makes EXCELLENCE their FIRST priority when INSURING your family!”
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